diff --git a/Makefile b/Makefile
index 79cbad2..36c145b 100644
--- a/Makefile
+++ b/Makefile
@@ -1111,8 +1111,8 @@
 u-boot.dis:	u-boot
 		$(OBJDUMP) -d $< > $@
 
-ifdef CONFIG_TPL
-SPL_PAYLOAD := tpl/u-boot-with-tpl.bin
+ifneq ($(CONFIG_SPL_PAYLOAD),)
+SPL_PAYLOAD := $(CONFIG_SPL_PAYLOAD:"%"=%)
 else
 SPL_PAYLOAD := u-boot.bin
 endif
diff --git a/common/spl/Kconfig b/common/spl/Kconfig
index 99c9053..2af26a8 100644
--- a/common/spl/Kconfig
+++ b/common/spl/Kconfig
@@ -553,6 +553,16 @@
 
 endif # SPL_OS_BOOT
 
+config SPL_PAYLOAD
+	string "SPL payload"
+	default "tpl/u-boot-with-tpl.bin" if TPL
+	default "u-boot.bin"
+	help
+	  Payload for SPL boot. For backward compability, default to
+	  u-boot.bin, i.e. RAW image without any header. In case of
+	  TPL, tpl/u-boot-with-tpl.bin. For new boards, suggest to
+	  use u-boot.img.
+
 config SPL_PCI_SUPPORT
 	bool "Support PCI drivers"
 	help